Wide Array of In-House Products & Fast & Accurate Pricing
Our integrated systems allow our loan officers to compete with an edge in today’s mortgage lending market.
Conforming
Customized Fixed Rate Terms Anywhere From 10-Year to 30-Year
95% financing available with PMI & Condos
Direct Lender with Fannie/Freddie, Fixed & ARMS
A Direct GNMA Security Issuer
Locks available without a secured property
DU Refi Plus and Freddie Mac Open Access programs
WEI warrants all condos & through internal condo departments
Condo 51% CPM Approval / PERS Available
Non-permanent visa’s. One year tax returns.
80/15/5 programs are available
FHA
FHA streamline with no appraisal
FHA High Balance available
In-house condo approvals
No minimum trade line requirements
90 day purchase flips OK with unlimited increase in value
Most underwriters are all DE underwriters
Jumbo
Very aggressive pricing on Jumbo products
In-house delegation
Foreign national programs
ARM interest only available
90% LTV with no MI on SFR / condo to $850,000
80% LTV to $2,500,000
70% LTV to $3,000,000
Veteran Loans
Automatic authority underwriting in house
IRRRLs available
VA Jumbo available
GNMA direct security issuer and in-house automatic underwriters
Refinance
Rate and Term, Cashout
Home Affordable Refinance (HARP)
Custom fixed rate programs for remainder of borrower’s current mortgage terms. See our press release See our press release here
VIP program to help to monitor dynamic market & capture opportunities by the min
Automatic pricing pools gets you priced with the market constantly. No need for ratesheet
Client Retention Programs
VIP program helps experienced borrowers continually capture the lowest market rate available.
350 Month Fixed Refinance? It’s possible! Custom fixed rate term program through WEI’s servicing department to help borrowers not to extend beyond original mortgage terms
Automated marketing programs to deliver the news needed for your clients and real estate agents
WEI’s consumer direct channel generated leads program for active loan officers and qualified real estate agents
Program allows loan officers not having to monitor the market condition therefore to better retain long-term relationship with borrowers